Friday, February 26, 2010

Franchise Org



I don't know what I'm getting in the middle of here, but perhaps your basic point is it is not all black and white, like we prefer as easier to target an enemy. I think of this as its been bothering me lately as NPR quotes Carnegie as the Carnegie foundation sponsors a show, when if we know our history most of the families of wealth in our country were "robber barons" like the movie There Will Be Blood, and gained their wealth at not just the stripping the gains of the work of the powerless, but stealing and exploiting resources and actually killing people--and getting laws passed that benefit themselves. Then they come to Jesus before they die (or are looking for tax shelters so they can keep the power and wealth in their family) and started foundations.



Not to mention Bush's grandfather being tried as a traitor and family property confiscated because of selling weapons parts to the Nazis (and using family influences to get laws passed and property restored). Or IBM providing the data keeping equipment that the Nazis used to keep records of their holocaust.



Why not acknowledge its a shades of grey world and peoples intentions even our enemies might include compassion?





When San Francisco Giant fans look to right field on Opening Day of the 2010 Major League Baseball season, an unfamiliar sight will greet them—an orange and black uniform, but no Randy Winn underneath it. Since coming over from the Seattle Mariners in the middle of the 2005 campaign, Winn had called that expanse of AT&T Park his home while pulling spot-duty in left and center.


Those days are history.  What was inevitable is now official.


His new home is all the way across the country in the Big Apple. By virtue of the contract he just autographed with the New York Yankees—worth somewhere "in the neighborhood of $2 million," which is a nice neighborhood—the 35-year-old ballplayer will now get his mail at the New Yankee Stadium.


The new agreement represents a substantial pay decrease from the $9.6 million Winn earned in 2009, but that's what happens when the final vapors of an extension run out at an advanced age. Oh well, such is the "cruelty" of professional sports.


It's a bittersweet day in the Bay Area because Randy Winn is a local boy and he was an excellent Giant—both on the field and in the clubhouse. Nevertheless, the San Francisco offense demands significant production and/or youth, which are no longer Randy's calling cards, so it was time for a change.


Of course, slot the Santa Clara grad into a lineup as obscenely prolific as the Bombers' and I wouldn't be surprised in the least to see Winn shine in the new light. This is a guy who doesn't strike out much and, until last year, got on base at a .350-60 clip while flirting shamelessly with a .300 batting average.


Furthermore, Winn was born to be a supporting actor—in the City, he was asked to be one of the headliners, and that could explain last season's semi-collapse.


In New York City, he'll be just another fichus in the lobby.


Regardless of how the Winn signing turns out for the Pinstripes on the field, I'd say it's already an unmitigated triumph for the Show and those of us who love it.


See, Johnny Damon is (probably was) convinced he's worth $13 million .  For one year.


Based on Damon's brilliant public record, it's safe to say that notion didn't originate from the ballplayer. The dude never strikes me as a complex thinker, one prone to objectively assessing the free agent market, his skill set, and arriving at a calculated number.


Nope, let's welcome that illustrious beacon of humanity, Scott Boras, to the increasingly ugly picture.


Granted, with the so-called super-agent in the frame, we're now at our grotesque peak.


The out-of-work outfielder is a member of Boras' stable of high-priced talent and that almost certainly means the puppet-master is the one playing hardball. Damon's lips might be moving, but the words are planted.


Which means yet another colossal backfire is on Scott Boras. Again.


First, there was the Alex Rodriguez opt-out debacle, which A-Rod and the Yanks eventually solved by circumventing Boras.


Then came the Manny Ramirez fiasco—the flight from the Boston Red Sox, the futile negotiations with the Los Angeles Dodgers, the performance-enhancing drug soap opera, and a general situation in La La Land that is in an advanced state of decay with an entire year left to go.


Now this.


Maybe I'm jumping the gun.  Maybe Damon gets his money from another team; anyone buying that?


If the richest and most freewheeling franchise in the sport won't pony up the cash, chances are very good nobody else will. With Winn's ink dry on the paper, the New York Yankees no longer need Damon.


Indeed, they may not have room for him.


That sound you heard was leverage leaving the building with the Bronx Bombers' checkbook.


Without those deep pockets keeping the bidding artificially high, chances are very good that Boras will have to swallow his ego (a considerable feat) and pawn Damon off to a lesser wallet for a fraction of that initial figure.


In other words, Winn's contract almost guarantees Boras another embarrassing defeat.


And that's a good day for everyone.


 


**www.pva.org**


 


 


 


 









Little Caesars Enterprises celebrates the opening of their first franchise in the Little Caesars Veteran Program. Veteran Martin Lorenz opens his doors at 1160 Gladiolus Drive in Gladiolus Gateway Plaza, Ft Myers, Florida on July 31.

"I'm proud to be a franchisee with a company that recognizes the contributions veterans have made to our country," said Lorenz. "Little Caesars has given me incredible support and a unique opportunity to open the company's first Little Caesars Veterans Program store. I am honored to be part of such an important program and look forward to seeing several more veterans open their stores this year."

Little Caesars launched this program on Veteran's Day in 2006 and offers honorably discharged US veterans who wish to open a Little Caesar franchise a $5000 reduction in the franchise fee and a $5,000 credit on the equipment for their first store.

Service-disabled veterans qualify for a waived franchising fee ($20,000), financing options, a $10,000 credit on equipment, and grand opening marketing from leading national companies. The total benefit for service-disabled veterans is approximately $68,000.

Training for the program consists of a mandatory six week program with specific instructions on the Little Caesar operating system and real estate and site selection. Veterans also have the opportunity to talk to Little Caesars executives and founder Michael Ilitch.

Little Caesars has received more than 1,100 inquiries about the Veterans Program since its launch and 12 veterans have already been approved for a Little Caesars franchise.

"With qualified veterans such as Martin joining the Little Caesars team, the Little Caesars Veterans Program is off to a great start as we continue to offer this special group the opportunity to start a new career," said David Scirvano, president, Little Caesar Enterprises, Inc

Lorenz is a Vietnam era veteran and is already an experienced entrepreneur who has owned and operated businesses in the real estate and the restaurant business.

Little Caesar offers training to veterans to teach them how to offer high quality services to their community, and provides support as they enter this new phase of their lives.

"We believe that our veterans, the men and women who have given so much to serve our country, should return home with business prospects to help them achieve their hopes and dreams. We created the Little Caesars Veterans Program to honor qualified veterans and provide them with an opportunity to become Little Caesars franchise owners." Little Caesars

According to the US Department of Veterans Affairs, some requirements that must be met to qualify for Little Caesars Franchise program are:

Have a DD214 for Veterans Tier
VA Rating Letter or DD214 stating disability for Service-Disabled Veterans Tier

$50,000 in liquid, unencumbered assets

$150,000 net worth (Assets - Liabilities)

Maintain 51% ownership

Decide on geographic interest

For further information or to learn the eligibility requirements for the Little Caesars Veterans program contact: The Center for Veterans Enterprise , Marine For Life, and the International Franchise Association's VetFran program.

Sources:
Little Caesars
The Center for Veterans Enterprise
Marine for Life
VetFran





I don't know what I'm getting in the middle of here, but perhaps your basic point is it is not all black and white, like we prefer as easier to target an enemy. I think of this as its been bothering me lately as NPR quotes Carnegie as the Carnegie foundation sponsors a show, when if we know our history most of the families of wealth in our country were "robber barons" like the movie There Will Be Blood, and gained their wealth at not just the stripping the gains of the work of the powerless, but stealing and exploiting resources and actually killing people--and getting laws passed that benefit themselves. Then they come to Jesus before they die (or are looking for tax shelters so they can keep the power and wealth in their family) and started foundations.



Not to mention Bush's grandfather being tried as a traitor and family property confiscated because of selling weapons parts to the Nazis (and using family influences to get laws passed and property restored). Or IBM providing the data keeping equipment that the Nazis used to keep records of their holocaust.



Why not acknowledge its a shades of grey world and peoples intentions even our enemies might include compassion?





When San Francisco Giant fans look to right field on Opening Day of the 2010 Major League Baseball season, an unfamiliar sight will greet them—an orange and black uniform, but no Randy Winn underneath it. Since coming over from the Seattle Mariners in the middle of the 2005 campaign, Winn had called that expanse of AT&T Park his home while pulling spot-duty in left and center.


Those days are history.  What was inevitable is now official.


His new home is all the way across the country in the Big Apple. By virtue of the contract he just autographed with the New York Yankees—worth somewhere "in the neighborhood of $2 million," which is a nice neighborhood—the 35-year-old ballplayer will now get his mail at the New Yankee Stadium.


The new agreement represents a substantial pay decrease from the $9.6 million Winn earned in 2009, but that's what happens when the final vapors of an extension run out at an advanced age. Oh well, such is the "cruelty" of professional sports.


It's a bittersweet day in the Bay Area because Randy Winn is a local boy and he was an excellent Giant—both on the field and in the clubhouse. Nevertheless, the San Francisco offense demands significant production and/or youth, which are no longer Randy's calling cards, so it was time for a change.


Of course, slot the Santa Clara grad into a lineup as obscenely prolific as the Bombers' and I wouldn't be surprised in the least to see Winn shine in the new light. This is a guy who doesn't strike out much and, until last year, got on base at a .350-60 clip while flirting shamelessly with a .300 batting average.


Furthermore, Winn was born to be a supporting actor—in the City, he was asked to be one of the headliners, and that could explain last season's semi-collapse.


In New York City, he'll be just another fichus in the lobby.


Regardless of how the Winn signing turns out for the Pinstripes on the field, I'd say it's already an unmitigated triumph for the Show and those of us who love it.


See, Johnny Damon is (probably was) convinced he's worth $13 million .  For one year.


Based on Damon's brilliant public record, it's safe to say that notion didn't originate from the ballplayer. The dude never strikes me as a complex thinker, one prone to objectively assessing the free agent market, his skill set, and arriving at a calculated number.


Nope, let's welcome that illustrious beacon of humanity, Scott Boras, to the increasingly ugly picture.


Granted, with the so-called super-agent in the frame, we're now at our grotesque peak.


The out-of-work outfielder is a member of Boras' stable of high-priced talent and that almost certainly means the puppet-master is the one playing hardball. Damon's lips might be moving, but the words are planted.


Which means yet another colossal backfire is on Scott Boras. Again.


First, there was the Alex Rodriguez opt-out debacle, which A-Rod and the Yanks eventually solved by circumventing Boras.


Then came the Manny Ramirez fiasco—the flight from the Boston Red Sox, the futile negotiations with the Los Angeles Dodgers, the performance-enhancing drug soap opera, and a general situation in La La Land that is in an advanced state of decay with an entire year left to go.


Now this.


Maybe I'm jumping the gun.  Maybe Damon gets his money from another team; anyone buying that?


If the richest and most freewheeling franchise in the sport won't pony up the cash, chances are very good nobody else will. With Winn's ink dry on the paper, the New York Yankees no longer need Damon.


Indeed, they may not have room for him.


That sound you heard was leverage leaving the building with the Bronx Bombers' checkbook.


Without those deep pockets keeping the bidding artificially high, chances are very good that Boras will have to swallow his ego (a considerable feat) and pawn Damon off to a lesser wallet for a fraction of that initial figure.


In other words, Winn's contract almost guarantees Boras another embarrassing defeat.


And that's a good day for everyone.


 


**www.pva.org**


 


 


 


 









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Thursday, February 11, 2010

Best Investments Online






The global economy offers many opportunities that attract investors to participate in economies outside the U.S. that are growing and generating significant returns. Stock markets in other countries can often show greater growth, due in many cases to the speed with which emerging markets are advancing.

Two of the main reasons investors want to invest in international markets are diversification and growth. By diversifying, the risks of investments can be distributed among different companies and markets overseas, where the economies are different from that in the U.S. And there may be opportunities to participate in more rapid growth in certain foreign economies, especially in emerging markets.

How can a private investor in the U.S. access this opportunity to invest outside the country? There are different ways, including mutual funds that offer options for investing outside the country, exchange traded funds that are indexed to foreign markets, ADRs (American Depository Receipts), shares of foreign companies that are traded on U.S. stock exchanges, and direct investments in the stock markets in other countries.

Mutual Funds

Many of the mutual funds available in the U.S. offer opportunities to invest in emerging markets, international equity, and other categories, with a complete portfolio of international stocks and bonds. These funds offer diversification, are managed by professional fund managers, and are less risky. They do not offer the personalization that you could have with your own portfolio of stocks you select yourself, but they offer the chance to participate in foreign stock exchanges without carrying all the risk involved in buying and selling individually.

There are funds that are specifically focused on a certain region, such as Latin America, Europe, or Asia, and others that are diversified, with investments in various parts of the world. There are also different types of funds according to the size of the companies they invest in, their market capitalization, and their potential growth.

You could consult with your stock broker for more information, or with the manager of your 401(k) plan, if applicable. Or you could do some research on the Internet, in practically all the principal financial and investing sites, such as Yahoo Finance, Google Finance, MSN Money, CNN Money, Forbes, TheStreet.com and Business Week, among many others, and in the websites of all the online brokers.

ETF's - Exchange Traded Funds

ETFs are similar to mutual funds in that they are baskets of stocks, which means you can diversity with just one purchase. But unlike mutual funds, ETF's are traded on the stock exchanges and can be bought and sold throughout the trading day, just like stocks.

These funds are managed passively - they follow some type of index, which could be a single country, a region, a certain segment of the market, or some other index or parameter, such as future prices or price to book value ratios.

One of the advantages of ETFs is their low cost. Annual management fees are minimal. And generally you don't need a large amount to start investing in an ETF. But you have to pay commissions when you buy and sell shares in an ETF.

With an ETF, an investor is buying and selling shares in the fund. The investments the fund makes are determined based on its purpose, which is the index it follows. So ETFs do not offer the investor the possibility of personalizing a stock portfolio. Nevertheless, there is a great variety of international ETFs you can choose from in order to participate in the type of foreign investments that interest you. For more information on the range of funds, you can consult your broker, or search the Internet in the same types of sites previously mentioned for mutual funds.

ADR's

ADRs (American Depositary Receipts) are certificates that basically enable the investor to participate in shares of a specific foreign company. Therefore, ADRs provide the opportunity to select the specific shares you want to invest in, as opposed to a mutual fund or ETF, which are baskets of stocks. ADRs are quoted on the New York Stock Exchange and on the NASDAQ. They can be distinguished by the "ADR" indicated after their name.

In the case of ADRs, a U.S. bank purchases a large block of shares of a foreign company and sells the shares in packages on U.S. stock exchanges. The foreign companies generally have to present reports and adhere to SEC (Securities and Exchange Commission) standards.
ADRs can be purchased, held, and sold as if they were shares in companies based in the U.S. They are traded in U.S. dollars so there is no need for a foreign exchange transaction. Despite being traded on U.S. stock exchanges, the prices of ADRs tend to reflect prices in their country of origin.

International Stocks Traded on U.S. Exchanges

In addition to ADRs, there are some foreign stocks that are traded directly in U.S. markets. These companies have met the requirements to be quoted on the New York Stock Exchange or the NASDAQ. For example, shares of many Canadian companies are quoted on exchanges in Canada and also on exchanges in the U.S. There are also large companies from various parts of the world that have their shares listed on a U.S. exchange, or in the over-the-counter market. Shares in these companies can be purchased the same way as shares in U.S. companies.

Multinational Companies in the U.S.

Some would say that you can gain exposure to international markets by investing in shares of U.S. companies that operate internationally. Many of the large U.S. companies generate part, or even most of their income overseas. Others would say that the returns that appear in the U.S. stock exchange indices already reflect these companies' earnings in foreign markets.

But there are U.S. companies that have all, or nearly all their operations in markets in other countries, and this could be an option for investors who want to participate in the increases in value that these operations generate. Research is needed to determine where different companies operate, in order to determine if they would be the type of investment you are interested in making.

Buy Directly

When you are an investor in the U.S., buying stocks directly on a foreign stock exchange can be more difficult that buying stocks on a U.S. exchange. First you have to consult your broker to see whether they offer the service of buying stocks on foreign exchanges. In order to offer this service, the brokerage firm in the U.S. has to work with an affiliated company, or with a bank or other broker in the country in which you want to buy and sell stocks. This bank or broker in the other country effectively makes the market for buying and selling stocks by being prepared at all times to accept buy and sell orders. For that, it sets firm ask and bid prices, with a spread, or margin built in to protect itself from the risks.

Another alternative would be to contact a brokerage firm in the country in which you want to buy and sell stocks and open an account with them. In this case, it would be advisable to ask your broker in the U.S. if they can recommend a brokerage firm in the country in which you are interested in opening an account.

Opening an account can be difficult in many countries and impossible in others. It depends on the current capital market regulations in each country, specifically the norms that regulate foreign investments.

Risks and Returns

The advantage of investing in shares of foreign companies is that it combines the aspects of globalization, diversification, and the chance to earn significant returns. You can seek out the best companies and therefore the best opportunities all over the world. Diversification serves to distribute risks. There is not always a correlation between movements in the values of stocks of companies in the U.S. and those overseas. And, you can look for the markets that are growing the fastest and generating the greatest returns.

Along with the opportunities, there are risks associated with investments overseas. It can be difficult to find accurate and timely information on foreign companies. Foreign governments can have different regulations regarding the information that companies must make available to the public, and the accounting principles that companies use in the preparation and presentation of their financial statements can be different. This can complicate a comparative analysis with companies in the U.S.

The regulations in different countries can affect your investments and the accounts you open in the country. For example, there may be restrictions on transfers of funds from your account in that country to your account in the U.S., or there could be a tax imposed on withdrawals of funds from the country.

Variations in the exchange rate of the foreign currency can affect the return a U.S. investor obtains. For example, if you purchase stocks in Japan and the value of the yen rises compared to the U.S. dollar between the time you buy the shares and the time you sell them, your return will be greater. But on the other hand, if the value of the yen falls in comparison with the U.S. dollar, your return will be lower.

There may be country risk, which relates to political, social and economic stability in the country. Also, inflation is a condition that can have a severe adverse effect on the economy of a foreign country and therefore on your investment in companies in that country. And, the volume of transactions on a foreign exchange can affect the variations in quoted prices. When there is relatively low volume, variations can be larger and more sudden.









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